Plan ahead with MetLife Pet Insurance
When it comes to your pet’s health, unexpected costs can be stressful. With MetLife Pet Insurance, you can help protect your pet and your wallet—because no one should have to choose between care and cost.
What Does it Cover?
MetLife Pet Insurance reimburses up to 90% of covered veterinary expenses and can be used at any licensed veterinary clinic, emergency hospital, or specialist nationwide, giving you flexibility no matter where your pet receives care.
Coverage can include:
Emergency visits, accidents, and hospital stays
Chronic or hereditary conditions like diabetes or allergies
Diagnostic testing, surgery, prescriptions, and more
Optional Preventive Care such as vaccines, flea and tick prevention, and spay or neuter services
End-of-life services and support
Having pet insurance in place before the unexpected happens means you can focus on your pet’s health — not the cost of care.
Benefits of Pet Insurance
1. Reduced financial stress: Helps lower stress around unexpected vet bills by reimbursing you for eligible costs.
2. Support in protecting your pet’s health: Makes it easier to afford necessary care so you can focus on your pet’s well-being.
3. Customizable coverage: Choose your annual limits, deductible, reimbursement percentage, and optional add-ons like Preventive Care to fit your budget and needs.
4. You can keep your vet: Use any licensed vet, emergency clinic, or specialist in the U.S., without worrying about networks.
5. Potential financial savings: Reimbursement of up to 90% of eligible vet costs can help save money over your pet’s lifetime.
6. Preventive medications may be covered: Optional plans can help reimburse costs for parasite prevention and other prescriptions.
7. Broader coverage when enrolled early: Getting insurance early can ensure coverage for conditions that arise later (after waiting periods).
8. Easy quoting, enrolling & claims: MetLife makes it simple to get a quote, enroll, and submit claims online or through multiple channels.
Stories of Success
Take a look at these real-life claims we’ve paid out to MetLife Pet policyholders:
A California Anatolian shepherd puppy, Buddy, was adopted by his pet parents, and they quickly enrolled him in a MetLife Pet dog insurance policy. At the dog park, young Buddy caught parvovirus. After diagnosis and treatment, the vet bill totaled almost $10,400, and MetLife Pet reimbursed Buddy’s parents over $9,100.
A 10-year-old domestic shorthair cat from New Jersey, Jasper, was exhibiting signs of an illness. His pet parents took him to the vet, where he was diagnosed and treated for a urinary obstruction. The vet bill totaled more than $6,300, and because Jasper’s pet parents had a MetLife Pet insurance policy, they were reimbursed over $4,900.
